Gone are the days when credit card approvals took a long time (and even longer for the card to be ready for use). Today, you can get a quick response on your credit card application — whether it is approved, denied, or requires further verification. If you are looking for instant approval credit cards, then here are five choices you can consider:

1. Self Visa Credit Card
This credit card by Self is perfect for first-time users or someone who wants to fix their bad credit rating. Self is the same as your savings account but with the added ability to build your credit. This card is a good option for people who have weak credit scores and have a hard time getting a credit card. No credit history is needed to apply for a Self Lender card.

2. OpenSky Secured Visa Credit Card
When you apply for this credit card, you do not have to go through a long credit check. Therefore, it increases your chances of approval dramatically. You will be able to rebuild your credit within six months. Moreover, since it is a Visa card, it is accepted by merchants all over the world. All you need to do is make a refundable deposit that ranges anywhere between $200 and $3,000, which will also work as your credit limit.

3. Green Dot primor Secured Credit Card
You don’t need to have a minimum credit score to apply for this card. In fact, if you do not mind the refundable deposit, you can get a credit limit of up to $5,000! What’s more? The credit card offers an annual percentage rate (APR) of 9.99 percent.

4. UNITY Visa Secured Credit Card
This credit card is the best bet for people with a poor to fair credit rating. It does not require you to have a minimum credit score. It is a beneficial tool if you want to strengthen your credit. It offers a fixed APR of 17.99 percent. You can also use its six-month balance transfer feature at 9.95 percent APR.

5. Reflex Mastercard
This is one of the best instant approval credit cards, because it gives you application results within minutes. The process is fast and you get a free monthly credit score upon activation. The company invites applications from all types of credit. It also comes with zero percent fraud liability, which means that you will not be held responsible for unwarranted purchases made on your card.

Instant approval credit cards are cards that give you an approval decision within minutes. A lot of credit card companies these days are also offering pre-qualification, which means that they assesses your credentials for a pre-approval. These types of credit cards help first-time users and people with poor credit history to build/rebuild their credit.